There is one of the most progressive systems for the health insurance of road users in Israel today. Your insurance company is obliged to pay financial compensation to everyone who was in the car at the time of the road accident for damage to health. Compensation is paid even to the driver of the car who caused the accident. There are only a few options when payments are not made. For example:
- The owner of the vehicle does not have a driving license or right to drive this particular vehicle (in this case, insurance is not paid, but if such a party is injured, there is an opportunity to sue the insurance and obtain part of the compensation).
- The car owner does not have an insurance policy. In such a case, payments for injuries are not made, even if he is recognized as injured.
In other cases, compensation is paid, even if the driver was under the influence of alcohol.
Israeli law provides special assistance to the party injured in the accident. They are provided with the full payment of compensation for personal injuries. Additionally, treatment costs and care for the injured during rehabilitation are compensated (if he could prove that they were present). If a person becomes disabled or partially incapable of working as a result of the car accident, apart from the established one-time compensation for road accidents, he is entitled to receive the lost wages during the period of the loss of functional capacity (if it is temporary). If the injured person becomes disabled, permanent financial support is provided. Its amount is determined by the specialized state medical commission and depends on the degree of disability.
Additionally, the injured party has a right to receive compensation for moral damage caused by the road accident. Such a payment is possible even if the victim has not received serious injuries. It is worth remembering that if the accident occurs on the way home from work or to it, this can be considered as a work injury and you are entitled to additional compensation from the National Insurance Institute.
It is worthwhile paying special attention to compensation for car accidents involving pedestrians. All expenses for their treatment and damages are covered by the insurance company of the car owner. If the driver does not have a driver’s license or insurance policy, it is necessary to contact the specialized state organization “Karnit.” It will conduct an investigation, assess the cost of damage and pay compensation to the pedestrian. In case, it is impossible to determine who has caused the accident, or the driver’s fled the scene of an accident, the pedestrian can apply to “Karnit." If the case is successful, he will also receive full compensation.